If you are eligible for both Medicaid and Medicare, you can get all your health care benefits at no cost under one, convenient plan. Horizon NJ TotalCare (HMO D-SNP) offers:

• $0 copays

• $0 premiums

• No referrals

• A $0 gym membership or home fitness program

• $375 per quarter on an Over-the-Counter (OTC) Benefit Card to spend on health items at participating retail stores

• $250 per quarter to spend on personal items from our catalog

• For more information, call 1-888-328-5736 (TTY 711), 24 hours a day, seven days a week, or visit HorizonBlue.com/TotalCare.